When I think of Sunday afternoons in the kitchen, I hear the clink of glasses, a crock-pot of coffee brewing, and the soft thud of a spoon against a bowl. This cottage cheese banana pudding is my hug-in-a-dessert recipe, the one I reach for when I want something familiar, creamy, and a little lighter on the waistline than traditional puddings. It’s got that nostalgic banana pudding vibe, but with a modern, protein-friendly twist that somehow tastes indulgent even on quick weeknights. I always compare it to old-school banana cream pie in spirit—same banana sweetness, same vanilla wisp, but this version is cooler, lighter, and incredibly easy to pull together. The smell alone—banana, vanilla, a whisper of cinnamon—brings everyone to the kitchen. I’ve made this countless times and it never fails to disappear in minutes at my house. This is the kind of recipe that my kids ask for all the time, especially when we’re craving something sweet but don’t want to heat up the oven.
What is cottage cheese banana pudding?
Think of cottage cheese banana pudding as a no-bake, creamy dessert that uses blended cottage cheese to mimic that rich dairy texture without the heaviness of traditional puddings. It’s essentially a bright, banana-forward pudding layered with crunchy cookie crumbs or wafer pieces, then finished with a quick, lightly sweet glaze. The name itself is simple: cottage cheese (the star protein-packed base) + banana (the natural sweetness) + pudding-y texture. I learned this trick from a friend who swaps classic cream cheese for cottage cheese when she’s counting calories but still wants that silky mouthfeel. The result is a dessert that feels indulgent and adult without being overly heavy. It’s essentially a friendly upgrade to your standard banana pudding, with a tangy twist that keeps every bite interesting.
Why you’ll love this recipe?
What I love most about this cottage cheese banana pudding is how versatile and forgiving it feels. It’s a lifesaver on busy nights, and the kids will happily devour it after a long day at school. Here are a few reasons it shines:
- Flavor: The cottage cheese has a gentle tang that balances the banana’s sweetness, and a hint of vanilla and cinnamon ties it all together. It tastes like a grown‑up version of the classic banana pudding you grew up with, but lighter and brighter.
- Simplicity:No eggs to temper, no long custards—just blend, layer, and chill. This is one of those desserts you can assemble
- Cost-efficiency: What is the best way to measure cost-efficiency? You’re using pantry staples—cottage cheese, bananas, a few cookies, and a simple glaze—that won’t break the bank, especially if you buy store-brand crackers or use up ripe fruits.
- Versatility: This is a blank canvas. Swap in chocolate cookies, mix in a spoon of peanut butter, or add a layer of fresh berries for a seasonal twist. I’ve even tested it with almond milk in the base for a creamier mouthfeel, and yes, it worked beautifully.
Friends who aren’t dairy fans often find this version surprisingly creamy, despite avoiding heavy creams. It’s a friendly bridge between a light fruit dessert and a comforting pudding. And yes, you can adapt it for gluten-free guests by choosing gluten-free cookies or biscuits for the layers—no one has to miss out.
How to Make Cottage Cheese Banana Pudding
Quick Overview
This dessert comes together in three simple stages: blend the cottage cheese into a smooth, creamy base with bananas and vanilla; layer that luscious base with cookies or crackers and a banana-tushed glaze; and then chill until set. The magic is in the chill time—the flavors mellow and mingle, and the textures become almost velvety. If you’re short on time, you can whisk everything in a blender, pour into your serving dish, and still have a show-stopping dessert ready to go after a quick fridge rest. The best part is, you’ll taste that banana sweetness without any heavy creams weighing you down.
Ingredients
For the Main Batter:
- 2 cups (about 1 pound) cottage cheese, smooth-blended until completely lump-free
- 2 ripe bananas, mashed well
- 3/4 cup plain Greek yogurt or vanilla yogurt
- 1/3 cup honey or sugar (adjust to your sweetness preference)
- 1 teaspoon pure vanilla extract
- pinch of salt
- Optional: 1/4 teaspoon ground cinnamon for warmth
For the Filling:
- 1 to 1 1/2 cups crushed vanilla wafers or graham cracker crumbs (or gluten-free alternatives)
- Extra sliced bananas or banana chips for topping (optional)
- Extra cookies for layering, if you like a crunchier pudding
For the Glaze:
- 1/2 cup plain yogurt or sour cream
- 2 tablespoons honey or maple syrup
- 1/2 teaspoon vanilla extract
- Optional: a light dusting of cocoa powder or a swirl of melted chocolate
Step-by-Step Instructions
Step 1: Preheat & Prep Pan
No oven needed here, so you can skip preheating. Instead, grab a shallow dish or a trifle bowl for a pretty layered presentation. If you’re using long cookies, lay them on the bottom to create a nice base. I like using a mid-sized square or a round dish so each layer shows nicely when you slice it.
Step 2: Mix Dry Ingredients
In a small bowl, whisk together the dry elements—cinnamon, a pinch of salt, and a hint of vanilla salt if you have it. This isn’t mandatory, but a whisper of cinnamon makes the banana pop and the base feel extra cozy.
Step 3: Mix Wet Ingredients
In a blender or food processor, blend the cottage cheese until silky smooth. Add the mashed bananas, yogurt, honey, and vanilla. Blend again until everything is completely smooth and glossy. If your blender runs a touch thick, splash in a tablespoon or two of milk or water until it pours like velvet.
Step 4: Combine
Pour the wet mixture into a large bowl and whisk briefly to ensure there are no lumps. Taste and adjust sweetness if needed. If you enjoy a stronger banana flavor, fold in a few extra banana slices or a touch more vanilla. This step is where you decide how creamy your pudding will become—more yogurt equals more tang and silkiness.
Step 5: Prepare Filling
Crush your cookies to your preferred texture—coarse for crunch, fine for softer layers. If you’re gluten-free, choose gluten-free crackers or cookies; they crumble nicely and soak up the banana flavor. Keep a handful aside for topping if you like a final crunchy finish, and reserve a few banana slices to tuck between layers if you’re feeling fancy.
Step 6: Layer & Swirl
Spread a thin layer of the pudding at the bottom of your dish. Top with a sprinkle of cookie crumbs, then a generous dollop of pudding. Repeat the layers, finishing with a smooth top. If you want a visually appealing marbled effect, drop a few spoonfuls of the glaze onto the surface and swirl gently with a toothpick. This is where you can let your personality shine—pattern lovers, go for a zigzag or a spiral.
Step 7: Bake
There’s no bake involved, so you won’t be turning on the oven. Instead, cover the dish and slide it into the fridge. Give it at least 2 hours to set, though overnight is even better if you can swing it. The cold time lets the flavors meld and the cookies soften into a gentle, cake-like texture.
Step 8: Cool & Glaze
While the pudding chills, whisk together your glaze ingredients until smooth. The glaze should be pourable but not runny. If it’s too thick, thin with a teaspoon of yogurt or milk. Drizzle or dollop over the set pudding just before serving for a glossy finish and a touch of sweetness that brightens the banana notes.
Step 9: Slice & Serve
When you’re ready to serve, slice with a sharp knife for clean edges and wipe the blade between cuts for neat portions. A fresh banana slice or a few cookie crumbs on top makes it feel extra special. This is a dessert that loves a little fruit-forward garnish—thinking crushed pineapple or a light sprinkle of toasted walnuts could be a nice surprise if you’re feeling adventurous.
What to Serve It With
This cottage cheese banana pudding is a flexible finale to many meals, and it shines in more than one setting. Here are a few ways I love serving it, with a few personal touches from family dinner routines.
For Breakfast: If you’ve got a sweet tooth to satisfy before the day starts, this pudding pairs beautifully with a strong cup of coffee. I’ll layer a few extra cookie crumbs on top as a “crunch” surprise and add a side of sliced peaches for brightness. The texture is creamy enough to feel indulgent, but the fruit keeps it light enough to pass as a late-m morning treat.
For Brunch: Make a larger trifle and add a handful of fresh berries and a few toasted almond slivers. My sister loves a drizzle of caramel over the top for a brunchy twist, and I won’t tell anyone if you sneak a tiny scoop of vanilla ice cream with yours for that classic banana pudding vibe.
As Dessert: This is where it shines. Plate each portion with a neat stack of cookies on the side and a banana wheel on top. The contrast of the soft pudding and the crisp cookies makes every bite interesting, and the glaze brings a little brightness to cut through the richness.
For Cozy Snacks: When the night needs a comforting finish, I often serve this with a cup of tea or a mug of hot chocolate. The pudding sits at the perfect temperature and the flavors feel like a warm hug—banana, vanilla, and a whisper of cinnamon that makes the room smell like a bedtime story.
My family favorites always include swapping in chocolate cookies for a chocolate banana pudding moment, or adding a layer of granola for extra crunch. You do you—it’s your kitchen, after all, and this recipe adapts to your mood and your pantry.
Top Tips for Perfecting Your Cottage Cheese Banana Pudding
These are the little tweaks I’ve learned after making this countless times. They’ll help you turn a good batch into a truly memorable one.
Banana Prep: Use very ripe bananas for the sweetest, most banana-y flavor. If you’ve got darker spots, you’ll get more natural sugars, which is perfect here. If your bananas are firm, a quick 10–15 seconds in the microwave softens them just enough to mash easily.
Texture Magic: The key to that dreamy pudding texture is blending the cottage cheese until perfectly smooth. If your blender leaves a few tiny lumps, give it a quick whisk by hand and then a final pass in the blender for a velvety finish.
Mixing Advice: Don’t overmix once you add the cookies if you want some chew in the layers. A light folding motion helps retain a bit of texture, which makes the dessert more interesting.
Swirl Customization: For a more dramatic marbling effect, reserve a small portion of the vanilla yogurt and drizzle it in thin ribbons before you swirl. You can also tint the glaze with a drop of melted chocolate for a caramel-chocolate contrast.
Ingredient Swaps: I’ve swapped in ricotta for part of the cottage cheese with excellent results, especially when I want a silkier texture. Greek yogurt helps with tang and thickness; if you want milder tang, switch to vanilla yogurt. For a dairy-free version, use coconut yogurt and a dairy-free biscuit crumb; it’s not exactly the same, but it still sings.
Chill Time: The fridge is your best friend here. A two-hour set is good, but overnight is magic—the flavors really blend, and the cookies become a soft, cake-like layer that’s irresistible.
Glaze Variations: A lemon-chive note in the glaze is a surprising counterpoint to the banana sweetness. If you prefer something simpler, a maple or vanilla glaze layered lightly works beautifully, too. The glaze should be glossy but not runny—adjust with yogurt or a touch more honey as needed.
Lessons learned: I once rushed the chilling time and found the layers a bit loose. The pudding doesn’t require patience, but giving it those couple of hours makes it much easier to slice and serve with clean edges. Trust the set—it’s worth the wait.
Storing and Reheating Tips
Storage is easy, and this dessert travels well if you’re taking it to a potluck or family gathering. I like to keep it in a sturdy glass or plastic container with a tight lid so it stays fresh and doesn’t pick up fridge odors.
Room Temperature: Not for long. If you’re serving soon, don’t leave it out for more than 1–2 hours. It’s best kept chilled for flavor and texture integrity.
Refrigerator Storage: 3–4 days is common for this pudding. Keep it covered to preserve the delicate banana aroma and prevent it from absorbing other fridge smells. If the top seems a touch dry, drizzle a little glaze or a spoonful of yogurt to refresh it before serving.
Freezer Instructions: Freezing isn’t ideal for this one, as cookies can become soggy and the texture changes. If you must freeze, portion into single servings and freeze without glaze. Thaw in the fridge and re-glaze before serving for best results.
Glaze Timing Advice: If you’re freezing or refrigerating, add the glaze just before serving to maintain a fresh, glossy surface. If you’re reheating a portion briefly, a quick warm-up won’t ruin the texture, but avoid microwaving too long as dairy can seize up.
In short, keep it cool, treat it gently, and it will stay creamy and bright for your guests.
Frequently Asked Questions
Final Thoughts
There’s something almost nostalgic about this cottage cheese banana pudding—the way it sits quietly on the table, inviting a quiet moment, the way the first spoonful tastes like a memory you want to hold onto. It’s comforting without being heavy, simple without feeling plain, and flexible enough to adapt to your pantry and your mood. If you’re new to this dessert, give it a try with classic vanilla cookies for a faithful homage to traditional banana pudding, or go freestyle with PB cups, toasted nuts, or a berry twist for a bright counterpoint. The joy is in the little rituals—the blending, the layering, the chill time, and the inevitable gathering that happens once everyone discovers the fridge light on and the spoon in their hand. I’d love to hear how yours turns out—what swap did you try, what garnish stole the show? Drop a comment, rate it, and share your own variations. Happy baking and happy spoonfuls!

cottage cheese banana pudding
Ingredients
Main Ingredients
- 2 cup cottage cheese (2% milkfat) blended smooth for creamier texture
- 4 ripe bananas sliced 0.25 inch thick
- 1 package instant banana cream pudding mix (3.4 oz)
- 2 cup whole milk for mixing with pudding
- 24 pieces vanilla wafer cookies about 1.5 cups crumbled or 1 cup whole for layering
- 0.5 cup heavy cream whipped medium stiff peaks
- 2 tbsp powdered sugar stirred into whipped cream for stability
Instructions
Preparation Steps
- In a blender or food processor, combine the cottage cheese with 0.5 cup of whole milk. Blend until completely smooth and creamy. Set aside.
- In a medium bowl, whisk together the banana pudding mix and remaining 1.5 cups of milk. Let stand for 5 minutes until thickened.
- In another bowl, whip the heavy cream with powdered sugar until soft peaks form. Fold one-third into the blended cottage cheese mixture to lighten it, then fold in the remaining whipped cream.
- In a 2-quart glass serving dish or trifle bowl, begin layering: half of the vanilla wafers, half of the banana slices, half of the pudding mixture, and half of the cottage cheese cream. Repeat the layers in the same order.
- Cover with plastic wrap and refrigerate for at least 1 hour (preferably 2 hours) to allow flavors to meld and layers to set.
- Serve chilled. Optionally top with a dollop of whipped cream and a banana slice before serving.
Notes
Featured Comments
“Impressed! Clear steps and restaurant-level results. Perfect for busy nights.”
“New favorite here — crowd-pleaser. crowd-pleaser was spot on.”
“Super easy and turned out amazing! My family asked for seconds. Saving this one.”
“This sweet treat was absolutely loved — the hearty really stands out. Thanks!”
“Made it tonight and wow — comforting! Will definitely make cottage cheese banana pudding again.”
“Packed with flavor and so simple. Exactly what I wanted from cottage cheese banana pudding.”






